Massachusetts General Hospital provides a range of health care coverage options that allow employees to choose the plan that best meets their needs.
Mass General provides extensive health care benefits, and varying levels of coverage are available, including:
- Employee and spouse/same-sex partner
- Employee and children
Health Care Coverage Options at Mass General Include:
Mass General provides a selection of four plans, ranging from fee-for-service programs to HMOs: Partners Plus, Partners Value, Harvard Pilgrim Health Plan and Tufts Health Plan.
Prescription Drug Coverage
When employees enroll in a medical plan, they receive prescription drug coverage through Merck Medco, which offers both retail and mail order drug coverage.
Mass General provides two Delta Dental plans: major and basic dental.
Basic vision services are covered using a network of participating optometrists through Davis Vision, with a reduced level of benefit available for out-of-network services.
Extended sick leave (ESL) is used for short-term illnesses and is accrued over time by the employee. Employees can purchase group long-term disability coverage that replaces 60% of predisability income (up to a monthly maximum of $6,000 after three months of disability), with specified offsets for other benefits employees receive on account of disability.
Flexible Spending Accounts
Employees are eligible to establish a pretax reimbursement account for health care and/or dependent care expenses. The health care account yearly maximum is $3000 pretax, and the dependent care account yearly maximum is $5000 per family (pretax).
Life/Accidental Death & Dismemberment Insurance
Mass General provides basic life insurance coverage. Employees can purchase additional life insurance and/or accidental death and dismemberment insurance to increase their level of coverage. Employees are also able to purchase coverage for spouse/same-sex partner and/or dependents.
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