Open Enrollment will run through Nov. 13 and all staff are encouraged to log on to the portal to review, choose and enroll in their 2020 benefits. The site includes step-by-step enrollment instructions, videos, rate sheets, enrollment guides and medical plan comparison charts.

Here are some important things staff should know to make the most of their 2020 benefits, including health plans, dental and vision coverage, and life and disability insurance.

Which medical plan is right for you?

Staff will continue to have a choice between Partners Select and Partners Plus plans, administered by AllWays Health Partners.

If your medical and behavioral health providers are mainly Tier 1 providers, or if you live outside the Greater Boston area, Partners Select may be the best plan. If your family needs the flexibility of having access to Tier 2 or out-of-network providers, Partners Plus may be the right plan.

To decide which plan will best meet you and your family’s needs, refer to the Partners Plus vs. Partners Select comparison page on Ask myHR.

New medical ID cards for 2020:

Employees who are enrolled in an employee health plan through AllWays Health Partners for 2020 will receive a replacement ID card in December. The new card will provide additional information about Aetna Signature Administrators, which extends the AllWays Health Partners network outside of Massachusetts. This additional information will help ensure claims are processed in a timely manner.

The AllWays Health Partners ID card also contains information about CVS/Caremark prescription drug coverage.

Life insurance:

If your family members depend on you financially, consider enrolling in supplemental life and/or accidental death and dismemberment (AD&D) insurance through MetLife. Enroll in coverage for yourself, your spouse and your children.

How much can a Flexible Spending Account save you?

A flexible spending account allows you to save on taxes for certain health care and dependent care expenses. These accounts may save you hundreds of dollars each year, but be sure to re-enroll during every Open Enrollment period.

Are your beneficiaries up to date?

Open Enrollment is a great time to ensure that beneficiary information is up to date for life insurance, retirement and tax-sheltered annuity plans.

Confirm other coverages for 2020:

Are your dental, vision, disability and retirement plans at the coverage levels you need? While these plans are not changing, now is a good time to check whether your current coverage aligns with the care you expect to need for yourself or your family in 2020.

For more information, refer to the Open Enrollment page on Ask myHR. If you don’t find the answer to your question, submit a request or call the HR Support Center at 1-833-275-6947.